Financial Services

YOUR DREAM RV OR TRAILER IS JUST A CALL OR CLICK AWAY!

Welcome to Owasco RV’s Financial Department, your RV/Trailer loan experts.

Owasco RV with over 40 years in the RV business works closely with our leaders to ensure that we can offer the best rates and terms possible when you purchase an RV or Trailer at our dealership. Our experienced finance department offers many advantages:

  • Zero down payment option (O.A.C)
  • Excellent interest rates
  • Deferred Payments or “Do not pay for 6 months” payment plan options (O.A.C)
  • Low monthly payments: In many cases payments are less than $200/month
  • Flexibility: The term, amortization, and payment frequency are completely adjustable to ensure a payment that works. Weekly and bi-weekly payment options are available.
  • No penalty for early or extra payments. Extra payments are applied directly to the principal. Pay off the balance at any time!
  • Limited security: The RV you purchase is the only collateral
  • Leave your retirement funds, savings and lines of credit intact for when you really need them!
  • Bruised credit specialist

Owasco RV can add in all your parts and accessories, service agreements, RV Insurance and more. You’ll have everything you need, and you can accomplish all of this and keep it with one low monthly payment!

For your convenience all of the necessary paper work is completed here at the dealership, so I can save you the time of having to run around town visiting various banks.

Contact our Financial Services Manager Below:


IMG_3583

Doug Kemp – Financial Services Manager

doug.kemp@owasco.com | 905-721-4070

Or financial.services@owasco.com


RV CONTACT US BUTTON-FINANCE RV PRE APPROVE ME BUTTON-FINANCE

Diamond Kote Protection Products

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  • Exterior Protection Against The Harmful Elements Of Nature

     

    DK Exterior protection bonds to the surface of your Recreational Vehicle and protects against loss of gloss, road salt, tree sap, road tar, bird droppings, acid rain and pollution.

    Diamond Kote® provides “peace of mind” protec­tion for your vehicle. Prevent damage from environmental pollutants that can destroy your vehicle’s finish.

  • Preserve The Natural Beauty Of Your Vehicle's Interior

    Diamond Kote® Leather/Vinyl Protection is a unique, natural, semi-permeable water-based formula that protects interior leather and vinyl preventing most stains from penetrating allowing for quick and easy clean up. This unique chemistry allows the leather to breathe naturally and maintain the necessary natural moisture balance to ensure a smooth, supple finish for a long time.

  • Be Prepared And Protected With Diamond Kote Nano Hybrid Fabric Protection

    Diamond Kote® Nano Hybrid Fabric Protection penetrates deep into the fabric, forming an invisible shield around each and every fibre. This protective coating inhibits penetration of spills such as coffee, tea, milk, soft drinks and food without affecting the fabric’s natural texture.

  • Diamond Kote Mouse Shield

    Mouse Shield is a permanent non-greasy, non-sticky coating that “fills in” the most common entry points for mice with a durable vulcanized rubber based coating. This abrasion-resistant automotive grade undercoating drives mice away with a highly concentrated all natural mouse repelling ingredient that works hard to protect your vacation home on wheels.

  • Express RV Detailing Kit

    Everything You Need To Keep Your Vacation Home On Wheels Looking Newer…LONGER!

    Kit Includes:

    • Spray Wax

    • RV Glass Cleaner

    • Wash ‘N’ Glow RV Shampoo

    • Powerful Pink Multi-Purpose Cleaner

    • Leather /Vinyl Restorer

    • Soft Cloth Wash Mitt and Bug Sponge

    • 100% Cotton Polishing Cloth

     

Companion GAP

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  • Protect Against The Unexpected

    Don’t Let The Unexpected Leave you Short!

    In today’s fast-paced world, your vehicle’s real value will decline faster than the balance you owe on your vehicle loan. This could leave you liable for thousands of dollars of financial liability (or negative equity) in the event that your vehicle is written off due to fire, theft or accident – that is over and above what your insurance policy will pay out. You could still be paying for a vehicle you no longer have, and that is a financial burden you don’t need.

    Companion GAP is “Guaranteed Asset Protection” and pays the negative equity up to $30,000.

  • For a few dollars a month Companion GAP Protection:
    • Could save you up to $30,000 including refinanced negative equity from previous loans
    • Protects your credit rating
    • Locks in your rate for up to 7 years
  • Premiums Are Affordable

    Your dealer can include the amount right in your vehicle’s Finance or Lease Agreement. Coverage is available for vehicles worth up to $150,000. Receive a $500 credit applied to the purchase of a replacement vehicle purchased from your Dealer.

  • The Unexpected Can Happen, Be Prepared For It With Companion GAP
    • Accident
    • Fire
    • Theft
  • Avoid the GAP with Companion GAP

    Companion GAP provides the top-up coverage to your insurer’s total loss payout and provides affordable peace of mind during life’s unexpected challenges. The benefit (up to $30,000) also includes negative equity from refinanced amounts from previous vehicle debt.

Platinum Security Protection - FAQs

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  • What is Platinum Security Protection?

    The Platinum Security Protection system discourages thieves from stealing marked vehicles.

    This system incorporates three components:

    • Identification Code – A non-removable, police traceable identification code is permanently etched on all the major glass of your vehicle or imprinted onto selected body panels of your vehicle.The identification code is registered into a national database that is cross-referenced to the manufacturer’s Vehicle Identification Number (VIN), the selling dealership, and the vehicle’s owner.
    • Warning Decal – Visible warning decals on the driver and front passenger windows identify the vehicle as being registered with a national theft prevention company. These decals warn thieves that the vehicle’s key components are marked.
    • The Recovery – The Platinum Security Protection also aids in recovering stolen vehicles and assists you with related expenses.
  • Why do thieves avoid vehicles with the Platinum Security Protection system?
    • Thieves recognize your vehicle is traceable, which deters them from stealing it.
    • The identification code makes the vehicle harder to sell and parts less profitable to chop-shops.
    • It costs thousand of dollars to replace all etched windows or labeled body panels.
    • A professional thief will pass on a marked vehicle to steal an unmarked one.
  • Why is Glass Etch or Body Panel Labeling better than other theft protection systems?
    • No monitoring fee.
    • It cannot be disarmed, disabled or disconnected.
    • The identification code is permanent.
    • It creates a direct link system between the vehicle, the dealership and the vehicle’s owner.
    • Other systems help to prevent theft or assist in theft recovery. Platinum Security Protection does both.

Global Warranty - 2 Ultimate Plans For RV's & Trailers (Non-Motorized)

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  • Good: Deluxe Coach
    • Brake System
    • Suspension
    • Lift Crank
    • Water Heater
    • Waste Syatem
    • Fresh Water System
    • Range & Oven
    • Liquid Propane Gas System
    • Heating System
    • Refrigerator
    • Seals & Gaskets
    • Air Conditioning / Ventilation
    • Auxiliary Power Plant
    • Converter & Battery Charger
    • Electrical System
    • Power Steps & Pop p Mechanisms
    • Awnings & Motors
    • Roadside Assistance
    • Trip Interruption
    • On-site Service
    • Food Spoilage

    Option Add-ons:

    • All Slide Out Rooms
    • All Raised Roof Systems
    • All Leveling/Jack Systems
    • Deluxe Appliances
    • All Fridges & Freezers
    • All Electrical
    • All Factory Accessories
    • All Audio Systems (excluding speakers)
    • All Video Systems (excluding speakers)
    • All TVS ( inclding plasma & LCD
    • ALL Hi Tech
  • Best: Ultramax
    • Includes All Deluxe Coach Items
    • Includes All Optional Add On Items
    • Extended Original Factory Warranty including wear and tear items:
      • All Aqua Heating Systems
      • All Solar Recharge Systems
      • All Water Purifiers
      • All Fireplaces
      • All Satellites
      • All Antenna Motors
      • All Seals & Gaskets

Global Warranty - 3 Incredible Plans For Class A, B & C Motorhomes (Motorized)

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  • Good: Premier Plus
    • Engine
    • Turbo/Supercharger
    • Transmission
    • Differential
    • Transfer case
    • Seals & Gaskets (Powertrain)
    • Towing
    • Roadside assistance
    • Trip Interruption
    • Car Rental
    • Food Spoilage
    • Water Heater
    • Waste System
    • Fresh Water System
    • Air Cond/Ventilation
    • Range & Oven
    • LPG System
    • Heating System
    • Refrigerator
    • Auxiliary Power Plant
    • Converter & Battery Charger
    • Electrical System
    • Awnings
    • Power Steps
    • Pop Up Mechanisms
    • Seals & Gaskets (Coach)
  • Better: Deluxe Drive
    • Includes All Of Premium Plus items
    • Wear & Tear Powertrain
    • Front & Rear suspension
    • Steering Systems
    • Air Conditioning
    • Heating & Cooling
    • Fuel & Injection System
    • Braking System
    • Electrical System
    • Hi Tech
    • Power Accessories
  • Best: Ultramax
    • Includes All Of Premium Plus Items
    • Includes All Of Delux Drive Items
    • Extended Factory Warranty on All Items:
      • All Slide Out Rooms
      • All Riased Roof Systems
      • All Leveling/Jack System
      • All Deluxe Applications
      • All Electrical
      • All Factory Accessories
      • All Deluxe Audio Video
      • All Hi Tech
      • All Factory T.V.
      • All Aqua Heating Systems
      • All Solar Rechage Systems
      • All Water Purifiers
      • All Fireplaces
      • All DVD / GPS Navigation
      • All Backup Cameras/Monitors
      • All Video Surveillance
      • All Satellite Systems
      • All Seals & Gaskets

SAL Protection Plan - Travel Trailers

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  • Protection for New & Used Trailers, Campers, & 5th Wheels

    Types Of Coverages:

    1. COACH Coverage
    2. SUPERIOR Coverage
  • Coach Coverage Plan:
    1. Water Heater
    2. Waste System
    3. Fresh Water System
    4.  Air Conditioning/Ventilation
    5. Rang And Oven
    6. L.P. Gas System
    7. Heating Systems
    8. Refrigerator
    9. Auxiliary Powerplant Assembly
    10. Power Step And Pop-Up Mechanism
    11. Suspension
    12. Brakes
  • Superior Coverage Plan:

    Covers All Coach Coverage Plans (Steps 1-12) And These Options:

    1. Deluxe Appliance/Accessories
    2. Leveling Jack System
    3. Slide-Out Room(s)
  • Optional Protection Plans:

    The Following Coverage/Services are OPTIONAL under ALL PLANS – An additional charge will apply:

    1. High-Tech – Factory installed or factory approved dealer installed – Global Positioning Systems (GPS), TVs greater than 42″ up to 60″ (Limited to a maximum of two TV claims for term of policy/contract, satellite, factory installed in-command and control receiving system and exterior entertainment system (including CD/DVD players and stereo systems excluding speakers), air-bed pump/motor (if serviced separately from mattress), rear monitoring system.
    2. On-Site Assistance – Travel Trailers, Fifth Wheels and Park Models Only – Up to $4000, in the event of an eligible mechanical breakdown, if your unit is parked in a long-term campground (60 consecutive days or more) and incurs a necessary repair (as defined by the Claims Administrator)
    3. Claim Free Rebate – Based on plan term and eligibility – Referred to as “CFR” in your policy/contract
  • Additional Benefits Included In All Levels Of Coverage:
    1. 24/7 Roadside Assistance
    2. Rental Coverage/Services
    3. Towing For Tow Vehicle
    4. Trip Interruption
    5. Food Spoilage
    6. Reducing Deductible
    7. Transferability

SAL Protection Plan - Recreational Vehicles

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  • Protection for New & Used Motorhomes & Camper Vans

    Types Of Coverages:

    1. BASIC Coverage
    2. EXTRA Coverage
    3. COACH/COACH & EXTRA Coverage
    4. SUPERIOR COACH/SUPERIOR Coverage
  • Basic Coverage:
    1. Engine
    2. Transmission
    3. Transfer Case
    4. Drive Axle
  • Extra Coverage Plan:

    Covers All Basic Coverage Plans (1-4) And:

    1. Steering
    2. Brakes/Air Brakes
    3. Electrical
    4. Air Conditioner
    5. Fuel System
    6. Front and Rear Suspension
    7. Cooling System
  • Coach Coverage Plan:
    1. Water Heater
    2. Waste System
    3. Fresh Water Systems
    4. Air Conditioning/Ventilation
    5. Range and Oven
    6. L.P. Gas System
    7. Heating System
    8. Refrigerator
    9. Auxiliary Powerplant Assembly
    10. Power Step
  • Coach & EXTRA Coverage Plan:

    Covers All Basic, Extra And Coach Coverage Plans:

    1. Basic Coverage Plan (Steps 1-4)
    2. Extra Coverage Plan (Steps 1-7)
    3. Coach Coverage Plan (Steps (1-10)
  • Superior Coach Coverage Plan:

    In addition to all the listed components, we will pay for any mechanical breakdown of all other parts except those listed under Exclusions in your policy/contract (the following coverage/Services are optional under Basic/Extra/Coach/Coach & Extra – an additional charge will apply)

    1. Deluxe Appliances/Accessories
    2. Levelling Jack System
    3. Slide-Out Room(s)
    4. Audio/Video
  • Superior Cover Plan:

    Covers ALL – Basic, Extra, Coach/Coach & Extra, Superior/Superior Coach Coverage Plans:

    1. Basic Coverage Plan (Steps 1-4)
    2. Extra Coverage Plan (Steps 1-7)
    3. Coach Coverage Plan (Steps (1-10)
    4. Superior Coach Coverage (Steps 1-4) 
  • Additional Benefits Included in ALL Levels of Coverage:
    1. 24/7 Roadside Assistance
    2. Rental Coverage/Service
    3. Trip Interruption
    4. Reducing Deductible
    5. Food Spoilage
    6. Transferability
  • Optional Protection Plans:

    The Following Coverage/Services are optional under ALL Plans – An additional charge will apply:

    1. High-Tech – Factory installed or factory approved dealer installed – Global Positioning Systems (GPS), TVs greater than 42″ up to 60″ (Limited to a maximum of two TV claims for term of policy/contract, satellite, factory installed in-command and control receiving system and exterior entertainment system (including CD/DVD players and stereo systems excluding speakers), air-bed pump/motor (if serviced separately from mattress), rear monitoring system.
    2. Claim Free Rebate – Referred to as “CFR” in your policy/contract

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